How much life insurance do you need? It's probably one of the most important and unsettling questions that I pose to my clients. It's also a question that many of us tend to ignore until it's too late. Perhaps the best way to come to terms with this difficult subject is to educate yourself and understand how best to determine your coverage needs.
I wanted to provide you with a selection of resources that can help you understand what Life Insurance is all about. I'd also like to assist you in determining your coverage needs and how you can best meet your objectives.
- Life Insurance
How much life insurance would you need to produce a sufficient income stream for your family?
- Evaluating Insurance Companies
Using a financially sound insurance company is an important part of ensuring your family’s financial security.
- Maximizing Your Insurance Benefits
Several factors could undermine the financial security provided by the proceeds of your life insurance policy.
- Preserving My Estate
Life insurance can be used to help preserve your estate’s value for your heirs.
- Term Life Insurance
Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.
- Universal Life Insurance
Consider a universal life insurance policy if you want the flexibility to change your premium or death benefit.
- Whole Life Insurance
Some of the pros and cons of whole life insurance.
- Protecting Your Dependents with Life Insurance
Term or whole life? Just be sure you have adequate coverage.